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Financier, The
CHAPTER 8
Theodore Dreiser
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       _ Cowperwood's world at this time was of roseate hue. He was in love
       and had money of his own to start his new business venture. He
       could take his street-car stocks, which were steadily increasing
       in value, and raise seventy per cent. of their market value. He
       could put a mortgage on his lots and get money there, if necessary.
       He had established financial relations with the Girard National
       Bank--President Davison there having taken a fancy to him--and he
       proposed to borrow from that institution some day. All he wanted
       was suitable investments--things in which he could realize surely,
       quickly. He saw fine prospective profits in the street-car lines,
       which were rapidly developing into local ramifications.
       He purchased a horse and buggy about this time--the most
       attractive-looking animal and vehicle he could find--the combination
       cost him five hundred dollars--and invited Mrs. Semple to drive
       with him. She refused at first, but later consented. He had told
       her of his success, his prospects, his windfall of fifteen thousand
       dollars, his intention of going into the note-brokerage business.
       She knew his father was likely to succeed to the position of
       vice-president in the Third National Bank, and she liked the
       Cowperwoods. Now she began to realize that there was something
       more than mere friendship here. This erstwhile boy was a man, and
       he was calling on her. It was almost ridiculous in the face of
       things--her seniority, her widowhood, her placid, retiring
       disposition--but the sheer, quiet, determined force of this young
       man made it plain that he was not to be balked by her sense of
       convention.
       Cowperwood did not delude himself with any noble theories of conduct
       in regard to her. She was beautiful, with a mental and physical
       lure for him that was irresistible, and that was all he desired to
       know. No other woman was holding him like that. It never occurred
       to him that he could not or should not like other women at the same
       time. There was a great deal of palaver about the sanctity of the
       home. It rolled off his mental sphere like water off the feathers
       of a duck. He was not eager for her money, though he was well aware
       of it. He felt that he could use it to her advantage. He wanted
       her physically. He felt a keen, primitive interest in the children
       they would have. He wanted to find out if he could make her love
       him vigorously and could rout out the memory of her former life.
       Strange ambition. Strange perversion, one might almost say.
       In spite of her fears and her uncertainty, Lillian Semple accepted
       his attentions and interest because, equally in spite of herself,
       she was drawn to him. One night, when she was going to bed, she
       stopped in front of her dressing table and looked at her face and
       her bare neck and arms. They were very pretty. A subtle something
       came over her as she surveyed her long, peculiarly shaded hair.
       She thought of young Cowperwood, and then was chilled and shamed
       by the vision of the late Mr. Semple and the force and quality of
       public opinion.
       "Why do you come to see me so often?" she asked him when he called
       the following evening.
       "Oh, don't you know?" he replied, looking at her in an interpretive
       way.
       "No."
       "Sure you don't?"
       "Well, I know you liked Mr. Semple, and I always thought you liked
       me as his wife. He's gone, though, now."
       "And you're here," he replied.
       "And I'm here?"
       "Yes. I like you. I like to be with you. Don't you like me that
       way?"
       "Why, I've never thought of it. You're so much younger. I'm five
       years older than you are."
       "In years," he said, "certainly. That's nothing. I'm fifteen
       years older than you are in other ways. I know more about life
       in some ways than you can ever hope to learn--don't you think so?"
       he added, softly, persuasively.
       "Well, that's true. But I know a lot of things you don't know."
       She laughed softly, showing her pretty teeth.
       It was evening. They were on the side porch. The river was before
       them.
       "Yes, but that's only because you're a woman. A man can't hope to
       get a woman's point of view exactly. But I'm talking about practical
       affairs of this world. You're not as old that way as I am."
       "Well, what of it?"
       "Nothing. You asked why I came to see you. That's why. Partly."
       He relapsed into silence and stared at the water.
       She looked at him. His handsome body, slowly broadening, was nearly
       full grown. His face, because of its full, clear, big, inscrutable
       eyes, had an expression which was almost babyish. She could not
       have guessed the depths it veiled. His cheeks were pink, his hands
       not large, but sinewy and strong. Her pale, uncertain, lymphatic
       body extracted a form of dynamic energy from him even at this range.
       "I don't think you ought to come to see me so often. People won't
       think well of it." She ventured to take a distant, matronly air--
       the air she had originally held toward him.
       "People," he said, "don't worry about people. People think what
       you want them to think. I wish you wouldn't take that distant air
       toward me."
       "Why?"
       "Because I like you."
       "But you mustn't like me. It's wrong. I can't ever marry you.
       You're too young. I'm too old."
       "Don't say that!" he said, imperiously. "There's nothing to it.
       I want you to marry me. You know I do. Now, when will it be?"
       "Why, how silly! I never heard of such a thing!" she exclaimed.
       "It will never be, Frank. It can't be!"
       "Why can't it?" he asked.
       "Because--well, because I'm older. People would think it strange.
       I'm not long enough free."
       "Oh, long enough nothing!" he exclaimed, irritably. "That's the one
       thing I have against you--you are so worried about what people think.
       They don't make your life. They certainly don't make mine. Think of
       yourself first. You have your own life to make. Are you going to
       let what other people think stand in the way of what you want to do?"
       "But I don't want to," she smiled.
       He arose and came over to her, looking into her eyes.
       "Well?" she asked, nervously, quizzically.
       He merely looked at her.
       "Well?" she queried, more flustered.
       He stooped down to take her arms, but she got up.
       "Now you must not come near me," she pleaded, determinedly. "I'll
       go in the house, and I'll not let you come any more. It's terrible!
       You're silly! You mustn't interest yourself in me."
       She did show a good deal of determination, and he desisted. But
       for the time being only. He called again and again. Then one
       night, when they had gone inside because of the mosquitoes, and
       when she had insisted that he must stop coming to see her, that
       his attentions were noticeable to others, and that she would be
       disgraced, he caught her, under desperate protest, in his arms.
       "Now, see here!" she exclaimed. "I told you! It's silly! You
       mustn't kiss me! How dare you! Oh! oh! oh!--"
       She broke away and ran up the near-by stairway to her room.
       Cowperwood followed her swiftly. As she pushed the door to he
       forced it open and recaptured her. He lifted her bodily from her
       feet and held her crosswise, lying in his arms.
       "Oh, how could you!" she exclaimed. "I will never speak to you
       any more. I will never let you come here any more if you don't
       put me down this minute. Put me down!"
       "I'll put you down, sweet," he said. "I'll take you down," at
       the same time pulling her face to him and kissing her. He was
       very much aroused, excited.
       While she was twisting and protesting, he carried her down the
       stairs again into the living-room, and seated himself in the great
       armchair, still holding her tight in his arms.
       "Oh!" she sighed, falling limp on his shoulder when he refused to
       let her go. Then, because of the set determination of his face,
       some intense pull in him, she smiled. "How would I ever explain
       if I did marry you?" she asked, weakly. "Your father! Your mother!"
       "You don't need to explain. I'll do that. And you needn't worry
       about my family. They won't care."
       "But mine," she recoiled.
       "Don't worry about yours. I'm not marrying your family. I'm
       marrying you. We have independent means."
       She relapsed into additional protests; but he kissed her the more.
       There was a deadly persuasion to his caresses. Mr. Semple had
       never displayed any such fire. He aroused a force of feeling in
       her which had not previously been there. She was afraid of it and
       ashamed.
       "Will you marry me in a month?" he asked, cheerfully, when she paused.
       "You know I won't!" she exclaimed, nervously. "The idea! Why do
       you ask?"
       "What difference does it make? We're going to get married eventually."
       He was thinking how attractive he could make her look in other
       surroundings. Neither she nor his family knew how to live.
       "Well, not in a month. Wait a little while. I will marry you after
       a while--after you see whether you want me."
       He caught her tight. "I'll show you," he said.
       "Please stop. You hurt me."
       "How about it? Two months?"
       "Certainly not."
       "Three?"
       "Well, maybe."
       "No maybe in that case. We marry."
       "But you're only a boy."
       "Don't worry about me. You'll find out how much of a boy I am."
       He seemed of a sudden to open up a new world to her, and she
       realized that she had never really lived before. This man
       represented something bigger and stronger than ever her husband
       had dreamed of. In his young way he was terrible, irresistible.
       "Well, in three months then," she whispered, while he rocked her
       cozily in his arms. _