_ CHAPTER V. THE ADVENTURE OF THE STEEL BONDS
"Excuse me, Henriette," said I one morning, after I had been in Mrs. Van Raffles's employ for about three months and had begun to calculate as to my share of the profits. "What are you doing with all this money we are gradually accumulating? There must be pretty near a million in hand by this time--eh?"
"One million two hundred and eighty-seven thousand five hundred and twenty-eight dollars and thirty-six cents," replied Henriette instantly. "It's a tidy little sum."
"Almost enough to retire on," I suggested.
"Now, Bunny, stop that!" retorted Henriette. "Either stop it or else retire yourself. I am not what they call a quitter in this country, and I do not propose at the very height of my career to give up a business which I have struggled for years to establish."
"That is all very well, Henriette," said I. "But the pitcher that goes to the bat too often strikes out at last." (I had become a baseball fiend during my sojourn in the States.) "A million dollars is a pot of money, and it's my advice to you to get away with it as soon as you can."
"Excuse me, Bunny, but when did I ever employ you to give advice?" demanded Henriette. "It is quite evident that you don't understand me. Do you suppose for an instant that I am robbing these people here in Newport merely for the vulgar purpose of acquiring money? If you do you have a woful misconception of the purposes which actuate an artist."
"You certainly are an artist, Henriette," I answered, desirous of placating her.
"Then you should know better than to intimate that I am in this business for the sordid dollars and cents there are to be got out of it," pouted my mistress. "Mr. Vauxhall Bean doesn't chase the aniseseed bag because he loves to shed the aniseseed or hungers for bags as an article of food. He does it for the excitement of the hunt; because he loves to feel the movement of the hunter that he sits so well between his knees; because he is enamoured of the baying of the hounds, the winding of the horn, and welcomes the element of personal danger that enters into the sport when he and his charger have to take an unusual fence or an extra broad watercourse. So with me. In separating these people here from their money and their jewels, it is not the money and the jewels that I care for so much as the delicious risks I incur in getting them. What the high fence is to the hunter, the barriers separating me from Mrs. Gaster's jewel-case are to me; what the watchful farmer armed with a shot-gun for the protection of his crops is to the master of the hounds, the police are to me. The game of circumventing the latter and surmounting the former are the joy of my life, and while my eyes flash and sparkle with appetite every time I see a necklace or a tiara or a roll of hundred-dollar bills in the course of my social duties, it is not avarice that makes them glitter, but the call to action which they sound."
I felt like saying that if that were the case I should esteem it a privilege to be made permanent custodian of the balance in hand, but it was quite evident from Henriette's manner that she was in no mood for badinage, so I held my peace.
"To prove to you that I am not out for the money, Bunny, I'll give you a check this morning for two hundred and fifty thousand dollars to pay you for those steel bonds you picked up on the train when you came up here from New York. That's two-and-a-half times what they are worth," said Henriette. "Is it a bargain?"
"Certainly, ma'am," I replied, delighted with the proposition. "But what are you going to do with the bonds?"
"Borrow a million and a half on 'em," said Henriette.
"What!" I cried. "A million and a half on a hundred thousand security?"
"Certainly," replied Henriette, "only it will require a little manipulation. For the past six months I have been depositing the moneys I have received in seventeen national banks in Ohio, each account being opened in a different name. The balances in each bank have averaged about three hundred thousand dollars, thanks to a circular system of checks in an endless chain that I have devised. Naturally the size of these accounts has hugely interested the bank officials, and they all regard me as a most desirable customer, and I think I can manage matters so that two or three of them, anyhow, will lend me all the money I want on those bonds and this certificate of trust which I shall ask you to sign."
"Me?" I laughed. "Surely you are joking. What value will my signature have?"
"It will be good as gold after you have deposited that check for two hundred and fifty thousand dollars in your New York bank," said Henriette. "I shall go to the president of the Ohoolihan National Bank at Oshkosh, Ohio, where I have at present three hundred and sixty-eight thousand three hundred and forty-three dollars and eighteen cents on deposit and tell him that the Hon. John Warrington Bunny, of New York, is my trustee for an estate of thirteen million dollars in funds set apart for me by a famous relative of mine who is not proud of the connection. He will communicate with you and ask you if this is true. You will respond by sending him a certified copy of the trust certificate, and refer him as to your own responsibility to the New York bank where our two hundred and fifty thousand dollars is on deposit. I will then swap checks with you for three hundred thousand dollars, mine to you going into your New York account and yours to me as trustee going into my account with the Ohoolihan National. The New York bank will naturally speak well of your balance, and the Ohoolihan people, finding the three-hundred-thousand-dollar check good, will never think of questioning your credit. This arranged, we will start in to wash those steel bonds up to the limit."
"That's a very simple little plan of yours, Henriette," said I, "and the first part of it will work easily I have no doubt; but how the deuce are you going to wash those bonds up to fifteen times their value?"
"Easiest thing in the world, Bunny," laughed Henriette. "There will be two million dollars of the bonds before I get through."
"Heavens--no counterfeiting, I hope?" I cried.
"Nothing so vulgar," said Henriette. "Just a little management--that's all. And, by-the-way, Bunny, when you get a chance, please hire twenty safe-deposit boxes for me in as many different trust companies here and in New York--and don't have 'em too near together. That's all for the present."
Three weeks later, having followed out Henriette's instructions to the letter, I received at my New York office a communication from the president of the Ohoolihan National Bank, of Oshkosh, Ohio, inquiring as to the Van Raffles trust fund. I replied with a certified copy of the original which Henriette had already placed in the president's hands. I incidentally referred the inquirer as to my own standing to the Delancy Trust Company, of New York. The three-hundred-thousand-dollar checks were exchanged by Henriette and myself--hers, by-the-way, was on the Seventy-Sixth National Bank, of Brookline, Massachusetts, and was signed by a fictitious male name, which shows how carefully she had covered her tracks. Both went through without question, and then the steel bonds came into play. Henriette applied for a loan of one million five hundred thousand dollars, offering the trust certificate for security. The president of the Ohoolihan National wished to see some of her other securities, if she had any, to which Henriette cordially replied that if he would come to New York she would gladly show them to him, and intimated that if the loan went through she wouldn't mind paying the bank a bonus of one hundred thousand dollars for the accommodation. The response was immediate. Mr. Bolivar would come on at once, and he did.
"Now, Bunny," said Mrs. Van Raffles on the morning of his arrival, "all you have to do is to put the one hundred bonds first in the vault of the Amalgamated Trust Company, of West Virginia, on Wall Street. Mr. Bolivar and I will go there and I will show them to him. We will then depart. Immediately after our departure you will get the bonds and take them to the vaults of the Trans-Missouri and Continental Trust Company, of New Jersey, on Broadway. You will go on foot, we in a hansom, so that you will get there first. I will take Mr. Bolivar in and show him the bonds again. Then you will take them to the vaults of the Riverside Coal Trust Company, of Pennsylvania, on Broad Street, where five minutes later I will show them for the third time to Mr. Bolivar--and so on. We will repeat this operation eighteen times in New York so that our visitor will fancy he has seen one million eight hundred thousand dollars' worth of bonds in all, after which he will come to Newport, where I will show them to him twice more--making a two-million-dollar show-down. See?"
I toppled back into a chair in sheer amazement.
"By Jingo! but you are a wonder," I cried. "If it only works."
* * * * *
It worked. Mr. Bolivar was duly impressed with the extent of Henriette's fortune in tangible assets, not to mention her evident standing in the community of her residence. He was charmingly entertained and never for an instant guessed when at dinner where Henriette had no less personages than the Rockerbilts, Mrs. Gaster, Mrs. Gushington-Andrews, Tommy Dare, and various other social lights to meet him, that the butler who passed him his soup and helped him liberally to wine was the Hon. John Warrington Bunny, trustee.
"Well," said Henriette, as she gazed delightedly at the president's certified check for one million four hundred thousand dollars--the amount of the loan less the bonus--"that was the best sport yet. Even aside from the size of the check, Bunny, it was great chasing the old man to cover. What do you think he said to me when he left, the poor, dear old innocent?"
"Give it up--what?"
"He said that I ought to be very careful in my dealings with men, who might impose upon my simplicity," laughed Henriette.
"Simplicity?" I roared. "What ever gave him the idea that you were simple?"
"Oh--I don't know," said Henriette, demurely. "I guess it was because I told him I kept those bonds in twenty safe-deposit vaults instead of in one, to protect myself in case of loss by fire--I didn't want to have too many eggs in one basket."
"H'm!" said I. "What did he say to that?"
Henriette laughed long and loud at the recollection of the aged bank president's reply.
"He squeezed my hand and answered, 'What a child it is, indeed!'" said Henriette. _