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Beyond the City
CHAPTER XV - STILL AMONG SHOALS
Arthur Conan Doyle
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       CHAPTER XV - STILL AMONG SHOALS
       Next day brought the Admiral a cheque for L5,000 from Mr. McAdam, and a
       stamped agreement by which he made over his pension papers to the
       speculative investor. It was not until he had signed and sent it off
       that the full significance of all that he had done broke upon him. He
       had sacrificed everything. His pension was gone. He had nothing save
       only what he could earn. But the stout old heart never quailed. He
       waited eagerly for a letter from the Saint Lawrence Shipping Company,
       and in the meanwhile he gave his landlord a quarter's notice. Hundred
       pound a year houses would in future be a luxury which he could not
       aspire to. A small lodging in some inexpensive part of London must be
       the substitute for his breezy Norwood villa. So be it, then! Better
       that a thousand fold than that his name should be associated with
       failure and disgrace.
       On that morning Harold Denver was to meet the creditors of the firm, and
       to explain the situation to them. It was a hateful task, a degrading
       task, but he set himself to do it with quiet resolution. At home they
       waited in intense anxiety to learn the result of the meeting. It was
       late before he returned, haggard pale, like a man who has done and
       suffered much.
       "What's this board in front of the house?" he asked.
       "We are going to try a little change of scene," said the Admiral. "This
       place is neither town nor country. But never mind that, boy. Tell us
       what happened in the City."
       "God help me! My wretched business driving you out of house and home!"
       cried Harold, broken down by this fresh evidence of the effects of his
       misfortunes. "It is easier for me to meet my creditors than to see you
       two suffering so patiently for my sake."
       "Tut, tut!" cried the Admiral. "There's no suffering in the matter.
       Mother would rather be near the theaters. That's at the bottom of it,
       isn't it, mother? You come and sit down here between us and tell us all
       about it."
       Harold sat down with a loving hand in each of his.
       "It's not so bad as we thought," said he, "and yet it is bad enough. I
       have about ten days to find the money, but I don't know which way to
       turn for it. Pearson, however, lied, as usual, when he spoke of
       L13,000. The amount is not quite L7,000."
       The Admiral claped his hands. "I knew we should weather it after all!
       Hurrah my boy! Hip, hip, hip, hurrah!"
       Harold gazed at him in surprise, while the old seaman waved his arm
       above his head and bellowed out three stentorian cheers. "Where am I to
       get seven thousand pounds from, dad?" he asked.
       "Never mind. You spin your yarn."
       "Well, they were very good and very kind, but of course they must have
       either their money or their money's worth. They passed a vote of
       sympathy with me, and agreed to wait ten days before they took any
       proceedings. Three of them, whose claim came to L3,500, told me that if
       I would give them my personal I.O.U., and pay interest at the rate of
       five per cent, their amounts might stand over as long as I wished. That
       would be a charge of L175 upon my income, but with economy I could meet
       it, and it diminishes the debt by one-half."
       Again the Admiral burst out cheering.
       "There remains, therefore, about L3,200 which has to be found within ten
       days. No man shall lose by me. I gave them my word in the room that if
       I worked my soul out of my body every one of them should be paid. I
       shall not spend a penny upon myself until it is done. But some of them
       can't wait. They are poor men themselves, and must have their money.
       They have issued a warrant for Pearson's arrest. But they think that he
       has got away the States."
       "These men shall have their money," said the Admiral.
       "Dad!"
       "Yes, my boy, you don't know the resources of the family. One never
       does know until one tries. What have you yourself now?"
       "I have about a thousand pounds invested."
       "All right. And I have about as much more. There's a good start. Now,
       mother, it is your turn. What is that little bit of paper of yours?"
       Mrs. Denver unfolded it, and placed it upon Harold's knee.
       "Five thousand pounds!" he gasped.
       "Ah, but mother is not the only rich one. Look at this!" And the
       Admiral unfolded his cheque, and placed it upon the other knee.
       Harold gazed from one to the other in bewilderment. "Ten thousand
       pounds!" he cried. "Good heavens! where did these come from?"
       "You will not worry any longer, dear," murmured his mother, slipping her
       arm round him.
       But his quick eye had caught the signature upon one of the cheques.
       "Doctor Walker!" he cried, flushing. "This is Clara's doing. Oh, dad,
       we cannot take this money. It would not be right nor honorable."
       "No, boy, I am glad you think so. It is something, however, to have
       proved one's friend, for a real good friend he is. It was he who
       brought it in, though Clara sent him. But this other money will be
       enough to cover everything, and it is all my own."
       "Your own? Where did you get it, dad?"
       "Tut, tut! See what it is to have a City man to deal with. It is my
       own, and fairly earned, and that is enough."
       "Dear old dad!" Harold squeezed his gnarled hand. "And you, mother!
       You have lifted the trouble from my heart. I feel another man. You
       have saved my honor, my good name, everything. I cannot owe you more,
       for I owe you everything already."
       So while the autumn sunset shone ruddily through the broad window these
       three sat together hand in hand, with hearts which were too full to
       speak. Suddenly the soft thudding of tennis balls was heard, and Mrs.
       Westmacott bounded into view upon the lawn with brandished racket and
       short skirts fluttering in the breeze. The sight came as a relief to
       their strained nerves, and they burst all three into a hearty fit of
       laughter.
       "She is playing with her nephew," said Harold at last. "The Walkers
       have not come out yet. I think that it would be well if you were to
       give me that cheque, mother, and I were to return it in person."
       "Certainly, Harold. I think it would be very nice."
       He went in through the garden. Clara and the Doctor were sitting
       together in the dining-room. She sprang to her feet at the sight of
       him.
       "Oh, Harold, I have been waiting for you so impatiently," she cried; "I
       saw you pass the front windows half an hour ago. I would have come in
       if I dared. Do tell us what has happened."
       "I have come in to thank you both. How can I repay you for your
       kindness? Here is your cheque, Doctor. I have not needed it. I find
       that I can lay my hands on enough to pay my creditors."
       "Thank God!" said Clara fervently.
       "The sum is less than I thought, and our resources considerably more.
       We have been able to do it with ease."
       "With ease!" The Doctor's brow clouded and his manner grew cold. "I
       think, Harold, that you would do better to take this money of mine, than
       to use that which seems to you to be gained with ease."
       "Thank you, sir. If I borrowed from any one it would be from you. But
       my father has this very sum, five thousand pounds, and, as I tell him, I
       owe him so much that I have no compunction about owing him more."
       "No compunction! Surely there are some sacrifices which a son should
       not allow his parents to make."
       "Sacrifices! What do you mean?"
       "Is it possible that you do not know how this money has been obtained?"
       "I give you my word, Doctor Walker, that I have no idea. I asked my
       father, but he refused to tell me."
       "I thought not," said the Doctor, the gloom clearing from his brow. "I
       was sure that you were not a man who, to clear yourself from a little
       money difficulty, would sacrifice the happiness of your mother and the
       health of your father."
       "Good gracious! what do you mean?"
       "It is only right that you should know. That money represents the
       commutation of your father's pension. He has reduced himself to
       poverty, and intends to go to sea again to earn a living."
       "To sea again! Impossible!"
       "It is the truth. Charles Westmacott has told Ida. He was with him in
       the City when he took his poor pension about from dealer to dealer
       trying to sell it. He succeeded at last, and hence the money."
       "He has sold his pension!" cried Harold, with his hands to his face.
       "My dear old dad has sold his pension!" He rushed from the room, and
       burst wildly into the presence of his parents once more. "I cannot take
       it, father," he cried. "Better bankruptcy than that. Oh, if I had only
       known your plan! We must have back the pension. Oh, mother, mother,
       how could you think me capable of such selfishness? Give me the cheque,
       dad, and I will see this man to-night, for I would sooner die like a dog
       in the ditch than touch a penny of this money."
       Content of CHAPTER XV - STILL AMONG SHOALS [Arthur Conan Doyle's novel: Beyond the City]
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